Alabama Car Insurance

Local Alabama insurance agents can give you quotes from many companies approved to sell insurance in Alabama, and they also provide you with professional advice and guidance. Car insurance rates don't always go up, and in fact they do decrease occassionally.

There is a very good chance that you are currently paying too much for car insurance.

One Quick Form, Multiple Alabama Quotes!

With over 4,708,708 people in the state of Alabama, you wouldn't think one of the most stolen vehicles in Alabama would be a 1997 Ford Taurus, but it is. But don't think that your car can't be stolen just because you live in Alabama. If you own a home in Alabama, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Online car insurance rates for Alabama can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison. You may have found your car insurance rates have increased due to an accident, a claim, a teen driver who just got their license, or some other event.

Even High Risk and SR22 Car Insurance Quotes!

People tend to stay with the same company for years, even though they may be paying more than they have to! Compare rates from other Alabama companies today and prevent this from happening to you. Choosing lower deductibles for comprehensive and collision coverage can really help lower the average premium paid by Alabama drivers.

Compare Alabama Car Insurance Rates

Even though Birmingham may have the most people in Alabama, that doesn't mean car insurance rates will be higher or lower where you live.

Alabama Low-Cost Car Insurance

Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form.

Did your renewal premium decrease? That's great but it doesn't guarantee that you're actually getting the best Alabama car insurance rate. Quoting and buying car insurance online has become much easier over the last few years.

Alabama Admitted Car Insurance Companies

Remember that liability insurance protects your assets in case you are held liable for an injury or property damage. You cannot carry too much liability coverage in Alabama. If you think you car won't get stolen in Alabama, think again. There are over 11,081 vehicle thefts each year in Alabama.

Lower your Alabama Car Insurance with These Tips

  • Consider dropping physical damage coverage on older vehicles
  • Filing even a small claim could cause you to lose a discount on your policy
  • Claim free insureds may receive discounts off their rates
  • If your insurance company uses driver assignments, make sure the drivers on your policy are assigned to the correct vehicles
  • Students with good grades often qualify for a discount rate
  • Take a look at these Alabama rates! You're probably overpaying for your car insurance and you don't even know it!

Many consumers still prefer to use an insurance agent rather than buying insurance on the web. Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

Many consumers save hundreds of dollars a year by comparing rates! Click to start a quote!

Compare Alabama Rates
Alabama Insurance Statistics
  • Minimum liability requirements in AL are $20,000 per person, $40,000 per accident, and $10,000 in property damage liability
  • There are 4,708,708 people in AL, over 3,598,000 licensed drivers, and over 11,081 vehicle thefts each year
  • Comprehensive coverage costs and average of $136 and collision coverage averages $317. Liability insurance is an additional $364.
  • Alabama ranks 30 out of 50 states for car insurance costs. Average car insurance rates in AL are $684.
  • Homeowners insurance in Alabama average $905 but if you combine your home and car insurance with the same company you could get a discount.